Hate crowds? Deb's Beach Condos is proud to present Coral Reef 1305! Great location with less crowds and traffic. Check out our beautiful spa like master suite with a claw foot tub too!
Coral Reef is an 82-unit complex on Thomas Drive, Panama City Beach FL. Two miles to St Andrews State Park. Less crowds, less traffic but close to everything. Two pools ( one heated in cooler months ), gym, gazebo and on site parking! This 13th floor 2 bedroom 2 bath condo sleeps up to six in beds plus a sleeper sofa with 1427 sf of living space and AMAZING gulf front views! Both bedrooms have king or queen beds and ensuite bathrooms - perfect for two couples or a family!
~~ Coral Reef HOA does NOT allow pets. ~~
• Large, fully equipped kitchen (drip and Keurig coffee maker), tons of cabinet space and a separate breakfast area, dining area and breakfast bar. We supply some coffee, snacks, bottles of shampoo/conditioner/body wash and hand soap at each sink. We want you to feel at home! Coral Reef HOA does NOT allow pets.
• Living room has a large flat screen smart TV, comfortable seating with a recliner, sofa and chairs for comfortable seating. We provide a few novels and games for you to enjoy. Relaxing beach décor throughout.
• Our Master suite is spacious, great Gulf front views, king bed, work desk and a walk-in closet. The ensuite bathroom is luxurious and spa like with a large, open walk in shower with grab bars and seat, double vanities, taller comfort level toilet, and a beautiful claw foot tub! Our Shower has great accessibility and safety with a seat and grab bars.
• Spacious Guest room has two comfortable Queen beds and its own updated ensuite bathroom with an open walk-in shower with grab bars for safety. Perfect for couples traveling together!
• New high speed wireless internet, Direct TV with newer smart TVs for streaming and a keypad lock for the convenience of our guests.
• Balcony is 130sf, gulf front with amazing panoramic Gulf views, table with 4 chairs, two adirondack chairs and a few beach toys for you to use.
• Small table off the kitchen with amazing views of the Grand Lagoon - I often sit there and enjoy sunrise.
Full size front load washer/dryer.
• Complimentary Beach Chair Service March thru October (2 lounge chairs 1 umbrella $60/day value)
• Two pools (one heated in cooler months), beachfront gazebo, small fitness center, and on-site parking. Up to 2 cars per condo.
• No pets allowed; No smoking or vaping in condo (Must clean up butts/debris and keep door closed if smoking on balcony). No groups of single adults under 25 (Young Families always welcome)
** ALL QUOTES GO THRU OUR WEBSITE - just fill out the booking inquiry form to email me. 3 night minimum.
We encourage everyone to purchase travel insurance for unexpected occurrences. Call me if you have any questions.
Check In: 4 pm Central Time; Check Out: 10 am Central Time; Two parking passes allowed - HOA charges $20 per parking pass on arrival.
** We have additional condos at Regency Towers and a 3 bedroom private home nearby; see RENTALS above for complete descriptions.
Security Deposit is a $500 Hold / Authorization on credit card (includes VRBO/ AirBnB guests)
Guest must sign owner's rental contract within 24 hours of requested booking and email a copy of their driver's license or booking will be cancelled. This includes VRBO and AirBNB guests/bookings.
Cancellation Policy: $500 cancellation fee if 45 days (90 days for monthly rentals) or more before arrival; No refund if less than 45 / 90 days prior to arrival.
FLORIDA DBPR LICENSE NUMBER: CND1306960
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Check-in time: 16:00
Check-out time: 10:00
Feb to March 2026 snowbird discount: 40.00% (for stays between 27 and nights)
Administrative Fee: 3.85%
Unique Benefits
Spacious rooms, well equipped kitchen, no crowds in this low density complex.
We are located onThomas Drive, halfway to St Andrews State Park, 1 mile west of Schooners Restaurant. We are close to restaurants, miniature golf, go carts, fishing, boating and more. Super Walmart and several grocery stores are within 2 miles of our complex. You can rent beach chairs or jet skies, or arrange for banana boat or parasailing rides on the beach near Coral Reef.
There are 4 golf courses within 10 miles, including the Jack Nicklaus Legends Course at Bay Point. Pier Park, an outdoor shopping center with multiple department stores, specialty stores such as Ron Jon Surf Shop and the Nike store, restaurants such as Jimmy Buffet's Margaritaville and Guy Harvey's within a 15 minute drive. If you like fishing, the marina is 5 minutes away and offers different charter services.
Key Words: Panama City Beach, Florida Vacation, Family Beach vacation, Panhandle condo, Florida Hotel, Luxury Condo, Oceanfront condo, Beach getaway, Gulf Condo
Barracuda Bar and Restaurant - also has live music inside and outside many nights.
Busters Beer and Bait, Waffle House, Outlaws BBQ, Jesse's Cafe, Schooners restaurant within 1 mile
Big Easy is a new restaurant at Thomas and Joan Avenue - great daily specials and amazing food and drinks!
Grand Marlin has great food / drinks and amazing views of the Bay as well.
Deck Hand Social is a favorite.... it has a pool and outside bar in the back where you (or kids) can swim, relax and enjoy good food and drinks with a few of the boats and Bay.
Best pizza around -- Bricks and Barley... and close by!
C-Level is not far and is well known for great, fresh meals to include seafood, chicken and beef... something for everyone.
Panama City now has some great restaurants and stores in St Andrews and Downtown Panama City!
East end of Thomas Drive keeps you away from the traffic congestion in central and West PCB by Pier Park. AND easy access to Downtown Panama City; lots of great restaurants and fun family activities nearby; only 20 minutes to Pier Park... best of both worlds
Dining Room
Living Room
Fishing Bay
Snorkeling Diving
Swimming
Car Recommended
Nearby Activities:
Beach
Boating
Deep Sea Fishing
Fishing
Golf
Gym/Fitness Center
Hiking
Jet Skiing
Kayaking
Ocean
Parasailing
Sailing
Scuba Diving
Shopping Area
Snorkeling
Water Park
Winery
Zoo
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| Rate Period | Nightly | Weekend Night | Weekly | Monthly | Min Stay |
|---|---|---|---|---|---|
Jan 29 - Mar 07 2026 | $160 | $294 | 3 nights | ||
Mar 08 - Mar 12 2026 | $267 | 3 nights | |||
Mar 13 - Mar 14 2026 | $294 | 3 nights | |||
Mar 14 - Mar 26 2026 | $267 | 3 nights | |||
Mar 27 - Mar 28 2026 | $294 | 3 nights |
Fees:
Last updated on January 29, 2026

Starr B.Perfect in every way!
We have stayed many years here and would never think of renting elsewhere. The condo is amazing. It’s very very clean! It is well stocked with everything you need! The owners are just amazing. I can’t say enough about Deb, she has a heart of gold and wants to make sure your stay is perfect in every way! Stay once and you will be hooked!
Stayed: September 2024 Submitted: October 03, 2024
Sister trip
Wonderful clean condo. Excellent views and location!! Deb is very responsive to anything needed. We are planning our next trip to the same place!!
Stayed: September 2021 Submitted: September 09, 2021
Host response
"Thank you Christina! We appreciate your comments and are so happy you enjoyed your stay with us! We look forward to hosting you again!"